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How Long Does it Take to File an 18 Wheeler Claim? When someone gets injured in a crash involving an 18 wheeler, the case may take longer to resolve than a typical car accident claim. This is due to the fact that truck accidents often involve severe injuries. However, every truck accident is unique and there are numerous factors that affect how long it takes to reach a settlement. Here are some of the most important elements. Insurance claims Like all vehicles on the road, 18-wheeler truckers must carry a minimum amount insurance. This is due to the fact that collisions with large trucks are more likely to result in serious injuries and property damage in comparison to a car accident. In reality, these accidents often cause death and severe injuries. It is therefore important for victims of these accidents to file a claim to receive the compensation they are entitled to. It can be a challenge to find a policy that is able to meet all your needs even though coverage for 18 wheelers is a necessity. Based on the type of cargo your trucks transport you may require additional kinds of insurance. For example, hazmat carriers may require as much as $5 million in liability insurance. Other policies you may require include towing insurance trailer interchange insurance, and cargo insurance. A skilled attorney can assist you in determining what type of insurance is required by your company. They can help you negotiate with insurance companies to ensure that your claim is properly settled. In some instances, insurance companies will attempt to limit their liability by claiming comparative negligence. This can severely devalue your claim. An attorney can help debunk these claims and ensure you get the maximum amount of compensation you deserve. Whatever the reason you were injured in your accident, a knowledgeable lawyer will make sure you receive the money you're entitled to. Settlements In many instances, the victim of a truck accident will receive a settlement offer prior to filing an action. The trucking company's insurance or legal team will offer this offer, which is often much less than what the victim's rights. The victim should not accept this offer without discussing it with an attorney who specializes in personal injury. The value of a settlement is contingent on several factors, including the degree of injuries, property damage, and medical expenses. Other damages that are not economic can also be considered, particularly when you've been emotionally or physically traumatized by the incident. These losses are hard to quantify and require expert analysis. The amount you will receive in compensation will also be affected by the determination of the liability. If you can prove that the person responsible for the accident violated traffic laws or was negligent, or caused the accident by another act of wrongdoing they are liable for your losses. There are however other legal defenses that can limit their liability. These include contributory and comparative fault. The owners of trucking companies can also be held responsible for an accident. This could be the case if driver of the truck was operating in poor conditions or the company failed to keep the vehicle in good condition. In addition, if the cargo was not properly loaded or the equipment of the truck was damaged, the shipping and cargo loading companies could be held liable. Filing a lawsuit If the insurance company is unable to settle your claim fairly or offer a fair settlement, you may be left with no choice but to make a claim. 18 wheeler accident case troy could prolong the time to a resolution and could result in a higher award of damages. A lawyer for truck accidents is the best option whether you decide to settle or go to court. The insurance companies involved in this instance will try to make you feel like they are a bargain which is why you need a lawyer who will protect your rights. A Lafayette truck accident lawyer can review your accident, determine the amount of your damages, and ensure that you receive the maximum compensation for your injuries. In the majority of 18 wheeler collisions there are multiple parties responsible. If the driver of the truck was driving under the impaired by alcohol or in violation of the rules governing hours of service then his employer could be held responsible. A manufacturer of a car component or repair shop could also be held liable if the defective part was responsible for the accident. Additionally, cargo loading or shipping companies could be held accountable for accidents that happen to their trucks. The trucks must be loaded and transported in a safe way to avoid them tipping or being jackknifed. This means that these companies must adhere to strict safety guidelines. Additionally, you can seek compensation for non-economic damages like discomfort and pain. Trial The majority of truck accidents are settled through negotiations with the insurance company, and a fair settlement should take into account all medical expenses along with treatment costs and other losses you will incur. Your lawyer can assist you determine the possible future damages and determine whether punitive damages can be a factor. The amount of time required to receive a full and final settlement depends on a variety of factors, and a qualified attorney will be able to guide you through the procedure. The most important thing to consider is the extent of your injuries, which can affect the amount of compensation you're entitled to. Some injuries may only be affecting you for a few weeks or even months, but others could have a lasting or long-lasting impact on your life. It can also take time to determine fault, as it is not always immediately clear in 18 wheeler accidents. This is because several parties can be held responsible, including the truck driver and the company that employs him. In some instances, there may be mechanical issues with the vehicle which result in a crash, in which case it might be necessary to hold the manufacturer or repair shop accountable for your damages. There are a variety of factors that can impact the amount of a settlement for an 18 wheeler collision but, in general, these types of accidents tend to have higher settlements than those with automobiles. This is due to the nature of injuries and the damages caused by these accidents, which can be devastating.